Upstart Holdings Inc Earnings

The next earnings date for Upstart Holdings Inc is August 5, 2025.

They are scheduled to announce earnings after the market closes that day.

Analyst Estimates of Upstart Holdings Inc Earnings

Report DateEstimated Earnings Per Share
11/11/2025$0.43
08/05/2025$0.24

What is an Earnings Date

An earnings date is typically considered to be the date that a company publicly announces its earnings. Many companies in the US stock market do earnings announcements once per quarter.

Earnings announcements are typically accompanied by commentary from the company that explains the earnings performance and speaks to future earnings prospects.

Earnings announcements can cause a company’s stock price to change abruptly, so earnings dates are closely monitored by some investors.

Upstart Holdings Inc Earnings: Historical

Report DateBefore/After MarketEarnings Per ShareSurprise %
05/05/2025Before Market$0.3075.85%
02/11/2025Before Market$0.26750.00%
11/07/2024After Market$-0.0660.00%
08/06/2024After Market$-0.1756.41%
05/07/2024After Market$-0.3120.51%
02/13/2024After Market$-0.1121.43%
11/07/2023After Market$-0.05-150.00%
08/08/2023After Market$0.06185.71%
05/09/2023After Market$-0.4741.98%
02/14/2023After Market$-0.2546.81%
11/08/2022After Market$-0.24-200.00%
08/08/2022After Market$0.01-90.00%
05/09/2022After Market$0.6119.61%
02/15/2022After Market$0.8974.51%
11/09/2021After Market$0.6081.82%
08/10/2021After Market$0.62148.00%
05/11/2021After Market$0.2246.67%
03/17/2021After Market$0.07250.00%
12/16/2020After Market$-0.09---
09/30/2020---$0.66---
09/30/2019---$-0.02---

More About Upstart Holdings Inc

Country
USA
Full Time Employees
1,193

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings Inc Earnings” Can Refer to the Upstart Holdings Inc Earnings Date

Some people say “Upstart Holdings Inc earnings” as a shortform way to refer to the earnings date.

For example, someone might say, “I plan to hold my Upstart Holdings Inc position through earnings.” That typically means the person is going to hold their position through the upcoming earnings date.

Owning Upstart Holdings Inc Stock on the Earnings Date

If you own Upstart Holdings Inc stock (UPST) on the earnings date, then you will be exposed to the potential price volatility that often accompanies earnings announcements.

A company’s earnings typically have a big impact on its stock price, which explains why the stock price for Upstart Holdings Inc might exhibit major fluctuations on the day of the earnings announcement. The price fluctuations can go in either direction (up or down), representing a larger potential investment risk and reward than many other days of the year.

There is often a big audience of investors involved with trading Upstart Holdings Inc shares of stock on its earnings day. This means there is typically more trading volume, liquidity, and price volatility on the day earnings are announced.

These features are attractive to some types of active traders who are looking for stocks that exhibit large price movements and substantial volume.

Owning Upstart Holdings Inc Options on the Earnings Date

If you own Upstart Holdings Inc options on the earnings date, then you will be exposed to the potential price volatility that often accompanies earnings announcements.

In addition, the extrinsic values of Upstart Holdings Inc options that overlap earnings dates are often higher than other days of the year. In other words, the premiums you pay to own Upstart Holdings Inc options are typically higher during that period. In particular, they are frequently higher immediately before earnings and on the day they’re announced.

This makes sense considering that prices are often more volatile on earnings dates for Upstart Holdings Inc. That potential volatility is a key factor that affects the premium cost of owning options.

Once the earnings announcement is done and the anticipated price volatility has gone down, the extrinsic values of Upstart Holdings Inc options often go down. This is sometimes referred to as volatility crush.

Learning More Upstart Holdings Inc Earnings

You can contact us any time if you would like to ask questions about Upstart Holdings Inc earnings or anything else related to the stock market.